> [skwad.app > Skwad App: Understand your spending without linking your bank.](https://skwad.app/why-skwad) # Skwad App: Spending Tracking Without Bank Credentials Skwad is a privacy-first budgeting app that allows users to track their spending and income without sharing bank login credentials. It leverages bank's built-in email alerts. ## Key Features * **Receipt Scanning:** Automatically categorizes line items from receipts. * **Bank Statement Conversion:** Converts PDF bank statements into Excel. * **Budgeting:** Manage budgets with rollovers and reports. * **Couples Sharing:** Share accounts, bills, and budgets in real-time. * **Supported Banks:** Uses SimpleFIN for optional bank sync. * **Importing Transactions:** Supports CSV, OFX, and QIF file imports. * **Mint Migration:** Supports importing data from Mint exports. ## Comparisons * **Plaid:** Skwad differentiates itself by avoiding third-party data sharing. * **YNAB:** Comparison available on the Skwad website. * **Monarch Money:** Comparison available on the Skwad website. * **Actual Budget:** Comparison available on the Skwad website. * **Mint:** Comparison available on the Skwad website. ## Additional Resources * **Pricing:** Available on the Skwad website. * **Bank Alerts:** Supported banks listed on the Skwad website. * **Guides:** Blog posts covering topics like data security and migration. * **Get Started:** 15% off your first year with code DUO15.